Modern life is busy. You have to spend your days hustling at work and make sure you also get to enjoy some free time. It can be hard to keep up with staying healthy. Not to mention that going to the doctor is increasingly expensive in the UAE. But you might have a secret weapon on your sleeve in the form of your health insurance!
Health is one of the most important things you have in life. It’s important to look after it as much as possible. You can do this best by eating a healthy diet and exercising regularly. You also need to get enough sleep and look after your mental wellbeing. But no matter how well you do in all of these areas, you could develop chronic diseases or get sick. Things like cancer are associated with an unhealthy lifestyle but there are also genetic factors in play.
The good news is that a lot of illnesses are treatable, especially if they are caught early. It is possible to cure many diseases or live with chronic illness without it affecting your life that much. However, early detection is the key. Sometimes noticing the signs can be difficult and having a regular health check-up done by health professionals is often the best way to go. However as medical costs increase in the UAE and across the world, many people are avoiding seeing the doctor.
Medical insurance is crucial
One way to keep your healthcare costs down is to have medical insurance. For professionals living in the UAE, health insurance is not just a good idea, it’s mandatory. You need to have health insurance to work and live in places like Dubai. When you have health insurance, you can ensure that treating illness and injury won’t break the bank. If you need medical assistance, then your insurance will cover some or all of the costs for you.
But that’s not all your insurance might do for you. In fact, your typical medical insurance is usually helpful only after you’ve fallen ill or been in an accident. How can you make sure you pick up those early warning signs for things like cancer? Since early detection is crucial, how can you guarantee you find out about issues as early as possible?
Free health check-ups as part of your medical insurance
The answer comes in the form of free health check-ups. You can find health insurance in Dubai that offers free check-ups as part of your policy. In fact, there are quite a few health insurance policies that offer this in the UAE, giving you plenty of freedom to find the best policy for you and your family.
If you have this provision in your insurance policy, you can get a health check-up free of charge. The check-up can range from being an annual thing to being something offered every few years. For example, certain policies might offer a free check-up once every three years. The check-up will include a visit to the doctor, as well as certain basic health tests such as blood work. These check-ups can be a great way to find out if things are going wrong in your body and give you more incentives to maintain that healthy lifestyle.
Will free check-ups end up spiking your health insurance costs?
You might think to yourself that there has to be a catch. Nothing in life is really free, right? But to truth is that you can find affordable healthcare with the option of free check-ups. Your health insurance doesn’t have to cost more and you simply need to compare health insurance in Dubai to find that this is true. In fact, you are going to save money in the long term with this feature. Since you are having a regular health check-up, you can detect any problems early on and thus, often avoid the more extensive treatments that would cost more.
On top of this, insurers aren’t allowed to increase your premiums if your medical report shows any problems. That means that you’ll still have to pay the same amount for your policy details even if there is something in your health report. Companies in Dubai and other emirates only consider things pre-existing conditions if you had them at the time of buying your medical policy.
How to benefit from the free health check-ups
To get the benefit of the free health check-up, you need to contact your insurance provider. If you are still shopping for a policy, then make sure you pick a policy provider that offers this great option. Opt-in for the policy as you buy the purchase and sign the papers. If you already have health insurance, then contact your insurer and ask about the free health check-up. You might want to change your policy provider if they do not offer this feature. If they do, simply ask how you can opt-in for the program and enjoy the free health check-up!